Privacy policy

Privacy at a glance

Three rules for this build

• Planner answers and checklist progress stay in your browser.
• The site has no account, document upload, newsletter, or comment form.
• Stay22 supports eligible affiliate links, and RollerAds can offer optional browser notifications.

The recovery planner and guide checklists

What stays on your device

The credit recovery planner and article checklists run in your browser. They do not ask for a name, email address, Social Security number, creditor name, or account number. Planner data is stored in localStorage on that device only when you choose “Save in this browser.” Guide checklist progress is also stored locally so checked items remain checked when you return. “Start over” and “Reset this checklist” remove the corresponding saved data.

Information we deliberately do not collect

No account or document upload

The public site has no user accounts, application form, comment system, newsletter signup, or document upload. Article checklist forms are local controls and are not submitted to a server. Do not enter private account details into a URL, browser address bar, or any external site reached through a source link.

Server logs

Basic hosting records may exist

Like most websites, hosting infrastructure may record IP address, user agent, requested URL, timestamp, and security events. These logs should be retained only as long as needed for operations, abuse prevention, and legal obligations.

Analytics and advertising

Stay22 affiliate technology

We load Stay22's LetMeAllez script from scripts.stay22.com. It can recognize eligible outbound travel links and attribute a booking or purchase to again.you. Stay22 and its partners may receive technical information such as your IP address, browser or device details, page URL, link activity, and referral information, and may use cookies or similar identifiers for attribution and measurement. Stay22 does not receive entries from the credit recovery planner or guide checklists.

Optional RollerAds notifications

We load RollerAds web-push software from sdk4push.com. It may ask for browser notification permission. Permission is optional, and advertising notifications are enabled only if you accept the browser request. RollerAds and its partners may process your IP address, browser or device information, page activity, notification subscription information, and incoming click_id and source_id values for delivery, measurement, and personalization. Planner and checklist entries are not sent to RollerAds.

Your controls

You can deny or revoke notification permission in your browser settings. Clearing again.you site data removes the local returning-visit marker and locally saved planner or checklist data. Browser privacy controls can also limit or remove third-party cookies and similar storage.

External issuer and agency links

Other sites control their own privacy rules

Source links open websites controlled by agencies, banks, card issuers, or other organizations. Their privacy practices apply after you leave again.you. A source link does not transmit planner answers or checklist progress to that destination.

Contact and deletion

Use the reset controls for browser-saved data

No contact form or user account is included in this release. Browser-saved planner and checklist data can be deleted with their reset controls or the browser's site-data controls.